Rate Disclaimer

Rates, terms and fees are subject to change without notice. Annual Percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740 with a 20% down payment. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $484,351. Lock Days: 30. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home value, you will be subject to Private Mortgage Insurance (PMI). 


What does a superior mortgage company look like? 

At Linear Home Lonas there are No Application Fees, No Lock-in Fees and with No Cancelation Fees there is zero comittment. Our only goal is to find you the best possible loan with the least amount of cost and a completely streamlined process so that you will want to keep coming back for your future home finances.