Complete our online secure application
View today's mortgage rates and APR's.
Helpful tips, mortgage news and more.
Welcome to Linear Home Loans, Inc.
Our senior management team has over 30 years of lending experience. Together with an outstanding ensemble of seasoned mortgage experts, Linear Home Loans will find an affordable mortgage that’s right for you.
At Linear Home Loans we streamline the home loan process, allowing us to close your loan quickly and efficiently. By centralizing our operations and utilizing the latest technology we can cut your costs significantly. Our mission is to provide you with a positive mortgage experience. Your Personal Loan Consultant will guide you through every step of the process in order to make the experience completely stress free.
The advantage of choosing Linear Home Loans is the opportunity to work with honest and professional loan consultants that have more than 20 years experience in the industry. We offer competitive rates, a vast selection of programs, and a streamlined process that allows you to meet your financial goals; hassle free.
Latest from the Blog
Home Renovation Loans: Fannie Mae HomeStyle and FHA 2013k
If you own a home or are planning on owning a home in the near future, there’s a chance that you might want to perform some home renovations. Or you could be planning on purchasing a "fixer-upper." Luckily, there are specific loans for these exact purposes called...
Buying a Condominium and HOAs
If you’ve never before purchased a home, you may be thinking about buying a condo. Condos are great because they allow first time home buyers to enter the housing market with relative ease. However, there are some unique circumstances that come along with buying a condo:...
Watch Out for Refinance Obstacles!
Refinancing your mortgage is usually easier than getting a new mortgage, assuming you're able to refi in the first place. However, refinancing can still be difficult if you don’t handle common problems in the correct way. Here are five refinance obstacles to watch out for...
Calculating Debt to Income Ratio
Your debt-to-income ratio or DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...