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Welcome to Linear Home Loans, Inc.
Our senior management team has over 30 years of lending experience. Together with an outstanding ensemble of seasoned mortgage experts, Linear Home Loans will find an affordable mortgage that’s right for you.
At Linear Home Loans we streamline the home loan process, allowing us to close your loan quickly and efficiently. By centralizing our operations and utilizing the latest technology we can cut your costs significantly. Our mission is to provide you with a positive mortgage experience. Your Personal Loan Consultant will guide you through every step of the process in order to make the experience completely stress free.
The advantage of choosing Linear Home Loans is the opportunity to work with honest and professional loan consultants that have more than 20 years experience in the industry. We offer competitive rates, a vast selection of programs, and a streamlined process that allows you to meet your financial goals; hassle free.
Latest from the Blog
Lowered Fannie Mae and Freddie Mac Down Payment Requirements
We have some big news for the mortgage industry: Fannie Mae and Freddie Mac down payment requirements have been lowered! The down payment requirements used to be a standard minimum of a 5% down payment, but it has now been lowered to a 3% down payment. These new minimum down...
What Do I Need To Know Before Renting My House?
If you're a homeowner, there may be a time where you need to rent out your home for career reasons or to gain some extra cash flow. If you are going to rent out your house, here are some quick tips you need to know:
Get an Insurance Policy.
Before you rent out your home, you will need to get an...
Behind on Your Mortgage? Learn About Government Options
If you are behind on your mortgage, there is a program for you called HAMP that can easily help you. Here are the five most common HAMP FAQ Questions:
Q: If I already have a HAMP modification that exists, can I use the new principal forgiveness program?
Using Gifted Funds for Your Down Payment
Many people who want to purchase a home often cannot do so because they cannot afford the down payment. It can take buyers years and years to save up for a down payment, but there is another option: gifted down payments. This means that part or all of the down payment is made as a...