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Welcome to Linear Home Loans, Inc.
Our senior management team has over 30 years of lending experience. Together with an outstanding ensemble of seasoned mortgage experts, Linear Home Loans will find an affordable mortgage that’s right for you.
At Linear Home Loans we streamline the home loan process, allowing us to close your loan quickly and efficiently. By centralizing our operations and utilizing the latest technology we can cut your costs significantly. Our mission is to provide you with a positive mortgage experience. Your Personal Loan Consultant will guide you through every step of the process in order to make the experience completely stress free.
The advantage of choosing Linear Home Loans is the opportunity to work with honest and professional loan consultants that have more than 20 years experience in the industry. We offer competitive rates, a vast selection of programs, and a streamlined process that allows you to meet your financial goals; hassle free.
Latest from the Blog
Calculating Debt to Income Ratio
Your debt-to-income ratio or DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...
Should I Lock My Mortgage Rate Now?
It’s no secret that mortgage rates are constantly fluctuating. This can be tricky for home buyers who are waiting to buy until they can secure the lowest possible rates. You may be watching the numbers go up and down by a few hundredths of a percentage point here and...
Home Selling Tips During Tough Times
Selling a home is always challenging, but the process becomes even more challenging when it’s a down housing market. No matter what the state of the housing market is, you can always improve your home’s appeal in order to help it sell quicker. Here are our top 7...
Is Buying a Home a Smart Investment?
Americans have often used homeownership as a way to expand their wealth and increase their sense of financial security. However, many homeowners are currently losing money on their homes due to the state of the economy. So some experts think that owning a home could be a...